CONSTRUCTION EQUIPMENT FINANCING
Large-ticket equipment financing for contractors and construction companies investing in essential-use heavy equipment and fleet expansion.
FINANCING FOR THE EQUIPMENT BEHIND MAJOR CONSTRUCTION PROJECTS
Construction companies rely on heavy equipment to win work, execute projects, manage jobsite productivity, and support long-term growth. But acquiring, upgrading, or refinancing heavy equipment can require significant capital, especially for companies managing large fleets, project backlog, replacement cycles, and growth plans.
Wingspire Equipment Finance provides construction equipment financing for middle-market and private equity-backed companies across the U.S. and Canada. From large-ticket equipment acquisitions to sale-leasebacks and equipment lines of credit, we structure capital around your fleet needs, cash flow objectives, and long-term construction business strategy.
Our approach is designed for construction companies making meaningful investments in fleet capacity, equipment upgrades, project execution, and operational growth.
CAPITAL TO EXPAND FLEET CAPACITY AND SUPPORT PROJECT GROWTH
Construction equipment financing can support strategic initiatives that go beyond a single equipment purchase. For middle-market contractors, equipment investments are often tied to project awards, backlog growth, fleet utilization, replacement needs, geographic expansion, and working capital planning.
We can help finance new and used construction equipment, fleet expansion, replacement equipment, project-driven purchases, and multi-asset equipment programs. Our team structures capital based on how the equipment supports the business, helping construction companies preserve liquidity while investing in assets critical to fulfill contracts.
FINANCING FOR ALL TYPES OF CONSTRUCTION EQUIPMENT
Excavators
Bulldozers
Backhoes
Cranes & Boom Trucks
Paving & Roadbuilding Equipment
Asphalt & Concrete Machinery
FINANCING BUILT FOR MIDDLE-MARKET CONSTRUCTION COMPANIES
Every construction company has different equipment needs, financial goals, and timing requirements. Some companies need capital for a major fleet expansion. Others need to refinance owned equipment, support project mobilization, replace aging machinery, or unlock liquidity from existing assets.
Wingspire Equipment Finance offers flexible capital structures built for larger, more complex transactions, with target deal sizes ranging from $5 million to over $100 million. Our financing structures include:
- Capital Lease
- Operating Lease
- Fair Market Value (FMV)
- Equipment Finance Agreement (EFA)
- TRAC Lease
- Sale-Leaseback
- Equipment Line of Credit
- Synthetic Lease
BORROWER PROFILE:
TRANSACTION SIZE
$5MM-$100MM+
CREDIT PROFILE
ANNUAL REVENUE
$100MM+
MINIMUM EBITDA
$10MM
READY TO FINANCE YOUR NEXT CONSTRUCTION EQUIPMENT INVESTMENT?
Large construction equipment transactions require more than access to capital — they require a financing partner with industry expertise, deep lending capacity, and the ability to provide greater deal certainty than traditional lenders.
We work with middle-market construction companies to structure customized financing solutions around heavy equipment, fleet requirements, project timing, and long-term business objectives. Whether you are acquiring yellow iron heavy equipment or unlocking liquidity from owned assets through a sale-leaseback, our team brings the experience and capital strength needed to support larger, more complex transactions.
CHOOSE WINGSPIRE EQUIPMENT FINANCE
A leading provider of large-ticket equipment finance solutions for construction companies.
AN EXPERIENCED AND RELIABLE FINANCE TEAM
Work with a team that can navigate the complexities of big-ticket equipment deals and deliver reliable execution to ensure your transaction closes on schedule.
BACKED BY LARGE PERMANENT CAPITAL
Backed by Blue Owl Capital (NYSE: OWL), a leading asset manager with $315B+ AUM, we bring institutional capital strength and deal certainty to large deals.
FOCUSED ON LARGE-TICKET TRANSACTIONS
Our funding platform enables us to offer customized financing to companies that have large CapEx needs, for transactions from $5 million to over $100 million.
Proven Experience in CONSTRUCTION
Equipment Finance Transactions
CONSTRUCTION EQUIPMENT FINANCING FAQS:
We support large-ticket construction equipment financing transactions, typically ranging from $5 million to over $100 million. Our financing platform is designed for middle-market and private equity-backed companies with larger fleet needs and more complex capital requirements.
Yes. Construction equipment financing can be structured around individual machines, multiple assets, mixed collateral pools, full fleet expansions, or phased equipment programs. This can support project awards, backlog growth, geographic expansion, replacement cycles, or broader capital expenditure plans.
Yes. A sale-leaseback allows a construction company to unlock liquidity from owned equipment while continuing to use the assets in daily operations. This structure can support working capital, project mobilization, debt reduction, recent capital expenditures, or broader balance sheet flexibility.
Yes. Companies may be able to refinance recently purchased or owned equipment to recover cash invested in heavy machinery, improve liquidity, or restructure existing equipment debt. This can be helpful after major fleet investments, project-driven purchases, or acquisition-related equipment needs.
Middle-market construction companies can use equipment loans, leases, equipment finance agreements, or structured fleet financing to acquire high-value heavy equipment. These structures can help companies access the machines they need while preserving liquidity for payroll, materials, bonding needs, mobilization costs, and working capital.